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How the 401k took over
4 chapters
75 assets
by marc · 14 jul 2026
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Chapter 1
The golden age of pensions
1
The birth of the corporate promise
2
How defined benefit plans worked
3
The post-war retirement boom
4
The Studebaker collapse of 1963
5
A new shield for workers
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Chapter 2
The accidental loophole
1
A quiet addition to tax law
2
The consultant who saw the future
3
The crucial tax incentive
4
The IRS greenlight of 1981
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Chapter 3
The great retirement shift
1
Shifting the risk to employees
2
The rise of mutual funds
3
The decline of union power
4
The psychological shift to investing
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Chapter 4
The global retirement landscape
1
Superannuation down under
2
The Chilean experiment
3
The Japanese hybrid approach
4
The future of retirement
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How the 401k took over · ARTi
