Chapter 1
The vocabulary of coverage
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Chapter 2
Navigating the network maze
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Chapter 3
The history of how we got here
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Chapter 4
Decoding the medical bill
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YOUR GOAL
Master of Health insurance in America
Ch 2 · Navigating the network maze
sloane US Health Insurance Networks
Know your network, find your care, In-network, you'll get there!
Fun Fact
Network discounts: Insurance companies negotiate discounts of 30% to 50% off hospital rates, which is why staying in-network is so critical for saving money.
Glossary
network (noun)
A group or system of interconnected people or things. President Richard Nixon signed the 1973 HMO Act, laying the foundation for modern managed care networks.
A group or system of interconnected people or things. President Richard Nixon signed the 1973 HMO Act, laying the foundation for modern managed care networks.
Quiz
What federal law passed to protect patients from unexpected out-of-network bills in emergencies?
Quiz
If you see an out-of-network doctor under a strict HMO, how much will the insurer usually pay?