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How social security works
4 chapters
73 assets
by hank · 14 jul 2026
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Chapter 1
The birth of a safety net
1
Germany invents the retirement pension
2
The Great Depression sparks US action
3
The Social Security Act of 1935
4
The very first recipient Ida May Fuller
5
Expanding the safety net
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Chapter 2
How the money flows
1
The pay as you go illusion
2
The magic of FICA taxes
3
Understanding the wage base cap
4
The role of the trust funds
5
Demographics and the funding challenge
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Chapter 3
Calculating your slice of the pie
1
Earning your retirement credits
2
The 35 highest earning years
3
The full retirement age milestone
4
The cost of claiming early
5
The reward for waiting
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Chapter 4
Global cousins and future paths
1
Sweden's flexible notional accounts
2
Chile's experiment with privatization
3
Singapore's mandatory savings model
4
Fixing the US funding gap
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YOUR GOAL
Master of How social security works
