How buy now pay later swept the world
Global traditions of paying over time
The psychology of frictionless checkout
Navigating the debt trap safely
YOUR GOAL
Master of The rise of buy now pay later
diego Traditional Susu Savings
We share the pool, we take our turn, we pay it little by little

diego Japanese online shoppers often pay in installments at local convenience stores instead of using credit cards.

diego During the 1930s, stores allowed cash-strapped shoppers to reserve items and pay gradually before taking them home.

diego Play this interactive game to explore global traditions of paying over time and test your knowledge of buy now, pay later systems around the world.
Brazil's grocery installments: In Brazil, it is common to buy weekly groceries using interest-free installment plans.
Which mobile money service do Kenyan consumers use to make daily micro-payments for solar power?
What is the main difference between traditional historical layaway and modern buy now pay later?
What percentage of credit card transactions in Brazil are split into interest-free installments?
