How buy now pay later swept the world
Global traditions of paying over time
The psychology of frictionless checkout
Navigating the debt trap safely

diego Play this educational game to see how buy now pay later loans work and how mini payments can quickly turn into mega debt.

diego Australia's Afterpay targeted young shoppers who rejected traditional credit cards after the 2008 financial crisis.

diego Most buy now pay later services split purchases into four equal payments over six weeks.
By how much on average does offering a buy now pay later option increase a store's shopping cart size?
Over what typical timeframe are the four installments of a standard buy now pay later loan paid back?
Sweden's shopping giant: Klarna was originally named 'Mobilgiro' when founded in Stockholm in 2005.
How much do retail stores typically pay to buy now pay later providers as a transaction fee?
What percentage of a purchase is typically required as a down payment in a standard 'pay-in-four' plan?
