How buy now pay later swept the world
Global traditions of paying over time
The psychology of frictionless checkout
Navigating the debt trap safely
During which major historical event did American department stores popularize layaway plans?

diego Play this interactive game to explore global traditions of paying over time and test your knowledge of buy now, pay later systems around the world.

diego During the 1930s, stores allowed cash-strapped shoppers to reserve items and pay gradually before taking them home.
What percentage of credit card transactions in Brazil are split into interest-free installments?
Which mobile money service do Kenyan consumers use to make daily micro-payments for solar power?
diego Traditional Susu Savings
We share the pool, we take our turn, we pay it little by little

diego Japanese online shoppers often pay in installments at local convenience stores instead of using credit cards.
Brazil's grocery installments: In Brazil, it is common to buy weekly groceries using interest-free installment plans.
What is the main difference between traditional historical layaway and modern buy now pay later?
