BETA
Chapter 1
The zoning maze and housing shortage
Chapter 2
Corporate buyers and pricing algorithms
Chapter 3
Federal policies and the suburban shift
Chapter 4
Superstar cities and the remote work boom
YOUR GOAL
Master of Why American rent is high
Ch 3 · Federal policies and the suburban shift
sloane Stack apartment blocks to discover how housing shortages price families out of neighborhoods.
sloane Federal tax policies historically subsidized home purchases while offering few financial safety nets for renters.
sloane The Federal-Aid Highway Act of 1956 funded highways that demolished dense urban housing to facilitate suburban commutes.
Fun Fact
Redlining's map colors: On the government mortgage maps of the 1930s, the safest neighborhoods were colored green, while the neighborhoods deemed most hazardous were colored red.
Glossary
redlining (noun)
The discriminatory practice of denying financial services, such as home loans, to residents of certain neighborhoods based on their race. In 1934, the Federal Housing Administration adopted this system, driving post-war migration to exclusive new suburbs.
The discriminatory practice of denying financial services, such as home loans, to residents of certain neighborhoods based on their race. In 1934, the Federal Housing Administration adopted this system, driving post-war migration to exclusive new suburbs.
Quiz
What was the major consequence of the federal government shifting away from building public housing?
Quiz
Which 1930s practice involved color-coding neighborhood maps to deny mortgages to minority communities?
Quiz
What federal program provides vouchers for low-income tenants to use in the private rental market?
Quiz
Which 1956 act funded the construction of highways that demolished dense urban apartments?
Quiz
How did the expansion of the US interstate highway system affect suburban housing development?
Quiz
What tax benefit, established in 1913, historically subsidized US home buyers but offered nothing to renters?
Quiz
How did historical redlining maps affect generational wealth for families in those areas?