Health insurance in America

Chapter 1

The vocabulary of coverage

View / Create

Answer

Chapter 2

Navigating the network maze

View / Create

Answer

Chapter 3

The history of how we got here

View / Create

Answer

Chapter 4

Decoding the medical bill

View / Create

Answer

YOUR GOAL

Master of Health insurance in America

Ch 1 · The vocabulary of coverage

Idea 10: **The Copay Companion** (Friendly, supportive)

sloane Idea 10: **The Copay Companion** (Friendly, supportive)

sloane Sharing the bill at checkout

sloane The threshold before help kicks in

sloane The monthly price of entry

sloane The worst-case scenario safety net

sloane US Health Insurance Terms

Know your terms! Deductible, copay, network too! Know your terms!

Sharing the bill at checkout

sloane Sharing the bill at checkout

Fun Fact

Deductible origins: The word 'deductible' entered insurance in the early 20th century, borrowed from marine salvage laws where shipowners paid for minor damages themselves.

The threshold before help kicks in

sloane The threshold before help kicks in

Quiz

Which of these is typically covered 100% before you meet your deductible under the Affordable Care Act?

Gossip

Would you prefer a high premium or high deductible?

Quiz

What does HDHP stand for in health insurance?

Quiz

If you have a $1,000 deductible and receive a $500 medical bill for your first treatment of the year, how much do you pay?

Quiz

What is a health insurance premium?

Quiz

What is the main benefit of reaching your out-of-pocket maximum?

Quiz

What happens after you reach your health insurance deductible?

Quiz

If a health plan has a $30 copay and 20% coinsurance, what is the flat rate you pay at a standard doctor visit?

Quiz

What happens if you stop paying your monthly insurance premium?