BETA
Chapter 1
The invisible spark of radio waves
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Chapter 2
The digital handshake and EMV
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Chapter 3
The protective shield of tokenization
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Chapter 4
The lightning-fast network journey
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YOUR GOAL
Master of How tap to pay works
Ch 4 · The lightning-fast network journey
marcus Tap-to-Pay Network
Just one tap wakes the chip to send a secret token flying round the world!
marcus Visa, Mastercard, and other networks route the transaction request to your specific bank.
marcus The acquiring bank represents the merchant and passes the payment request to the card network.
Fun Fact
Network speed: Visa's global network, VisaNet, can process over 65,000 transaction messages per second across the world.
Quiz
In a typical transaction, what is sent back to the merchant's terminal to confirm the payment?
Quiz
Which party in the payment chain is responsible for detecting fraud on your account in real time?
Quiz
Approximately what percentage of a tap-to-pay transaction's total time is spent routing data around the world?