Chapter 1
The invisible spark of radio waves
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Chapter 2
The digital handshake and EMV
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Chapter 3
The protective shield of tokenization
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Chapter 4
The lightning-fast network journey
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YOUR GOAL
Master of How tap to pay works
Ch 2 · The digital handshake and EMV
marcus EMV Tap to Pay
No battery inside my card (no way!) / The terminal brings it to life (to life!)
marcus Every tap involves a rapid three-step process of authentication, cardholder verification, and transaction authorization.
marcus The gold chip on your card is a secure microprocessor running its own operating system.
Fun Fact
Card computer: The tiny gold chip on your payment card is actually a complete computer with its own secure operating system.
Quiz
What is the name of the unique, one-time security code generated by the chip for each transaction?
Quiz
In what year did Europay, Mastercard, and Visa release the first EMV specifications?