ARTi
Which financial products saw massive growth as a direct result of millions of workers investing their 401(k) contributions?

How the 401k took over

Chapter 1

The golden age of pensions

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Answer

Chapter 2

The accidental loophole

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Answer

Chapter 3

The great retirement shift

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Answer

Chapter 4

The global retirement landscape

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YOUR GOAL

Master of How the 401k took over

Ch 3 · The great retirement shift
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The great retirement shift

marcus The great retirement shift

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marcus The decline of union power

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marcus The rise of mutual funds

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marcus Shifting the risk to employees

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marcus The psychological shift to investing

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marcus 401(k) Replaced Pensions

Back in the day, companies paid your way, Now your 401(k) is how you save today!

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The decline of union power

marcus The decline of union power

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Fun Fact

Trillions in savings: By 2023, total assets held in US 401(k) plans grew to over seven trillion dollars, representing a massive portion of all global stock market investments.

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The rise of mutual funds

marcus The rise of mutual funds

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Quiz

What type of retirement plan is a 401(k) classified as under financial regulations?

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Gossip

Do you enjoy managing your own investment choices?

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Quiz

Why did corporations enthusiastically adopt 401(k) plans over traditional pensions?

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Quiz

What psychological shift did the 401(k) force upon ordinary American workers?

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Quiz

Which major mutual fund companies grew rapidly by providing investment options for corporate 401(k) plans?

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Quiz

What trend in labor union membership during the late 20th century contributed to the decline of traditional pensions?

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Quiz

How did the shift from pensions to 401(k) plans affect investment risk?

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Quiz

In 1983, about 20% of American workers belonged to a union. What was this figure by 2020?

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Quiz

Which financial products saw massive growth as a direct result of millions of workers investing their 401(k) contributions?

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